Unlike informal savings groups:
Ajo is trust-based. Legacies by Peamev is system and regulatory based.
Extra Member Benefits:
Years of Experience
To become Africa's most trusted and innovative Co-operative society focused on creating wealth, transferring knowledge, and enhancing lifestyle through organized capital deployment and community support.
We uphold the highest standards of honesty, accountability, and ethical conduct in all our dealings.
We build and sustain confidence among our members through transparency and consistency.
We are committed to world-class standards in service, governance, and impact.
We ensure fairness, inclusiveness, and equal opportunity for all members.
We embrace forward-thinking solutions to drive financial growth and cooperative advancement.
We promote responsible financial practices and long-term prosperity for our members and communities.
We exist to create enduring wealth, opportunities, and impact that transcend generations.
✅ Registered & Regulated: We are a licensed cooperative society under Nigerian law.
✅ Governed by Professionals: Our trustees include a banker, lawyer, risk manager, and business leader.
✅ Audited Accounts: External audits every 6 months + quarterly member reports.
✅ Funds are Diversified: 50% investments, 30% loans, 12% contingency, 8% operations.
✅ Asset-Backed: Real estate and other tangible investments form the backbone of our model.
✅ No One-Man Control: All major financial decisions require multiple signatories.
✅ Realistic Returns: We don’t promise miracles. Our 20–38% returns in 18 months are sustainable and backed by real business activities.
✅ Diaspora Access: Members abroad receive digital reports, online monitoring, and can join periodic Zoom review meetings for transparency.